LENDERS USE TWO STANDARD (BUT SOMEWHAT FLEXIBLE) GUIDELINES...
AS INDICATED EARLIER, YOUR CREDIT REPORT AND HISTORY ARE KEY TO OBTAINING YOUR HOME LOAN...
APPROACHING THE TASK OF BUYING A HOME CAN BE OVERWHELMING. IT IS A COMPLEX...
THOUGH YOU MAY BE WILLING TO SPEND A CERTAIN AMOUNT, THE REAL DETERMINATION...
BEFORE YOU STEP FOOT INTO THE FIRST HOME YOU LOOK AT, IT'S A GOOD IDEA TO THOUGHTFULLY...
THE GOOD NEWS IS THAT THERE ARE LOTS OF FOLKS OUT THERE WHO ARE VERY INTERESTED IN LENDING...
AS YOU THINK ABOUT APPLYING FOR A HOME LOAN, YOU NEED TO CONSIDER YOUR PERSONAL FINANCES. HOW MUCH YOU EARN VERSUS HOW MUCH YOU OWE WILL LIKELY...
THERE’S NOTHING QUITE LIKE A HOME THAT YOU CAN TRULY CALL YOUR OWN. A PLACE WHERE YOU CAN HAVE THE GLEAMING HARDWOOD FLOORS...
WHEN LENDERS EVALUATE A LOAN APPLICATION, A PROCESS CALLED UNDERWRITING, THEY TRY TO EVALUATE YOUR ABILITY AND WILLINGNESS TO
THERE IS A RULE OF THUMB THAT SAYS THAT IF YOU HAVE THE CAPACITY TO REPAY THE MORTGAGE, YOU CAN AFFORD A SINGLE-FAMILY HOUSE THAT COSTS UP TO TWO AND ONE-HALF